What this page is, and is not
This page is informational and lead-matching. It describes, in general terms, how a foundation crack is typically categorized and addressed — it does not classify or offer an engineering opinion on any specific crack, and it is not a claim that a general size or pattern description applies to a given crack. Whether a specific crack is cosmetic or structural, and what repair method it warrants, can only be determined by a licensed structural engineer or geotechnical professional evaluating that crack directly.
Sealing a stable, cosmetic crack typically requires no permit. A repair connected to a structural finding usually does, and in most jurisdictions involves a licensed structural engineer's review before work proceeds. Requirements vary by jurisdiction and by the actual scope of work, so treat this as general orientation rather than a specific permit determination.
For how to verify a provider's qualifications before choosing one, see the contractor matching disclosure page — that page, not this one, is where that verification guidance lives.